$ R +5.2% $ R ⚡ Instant $
Save Send Spend How it Works
WhatsApp iOS Android
Available in South Africa & Zimbabwe

Your money moves with you.

Save, send, and spend in USD or Rands — without a bank account.

Open on WhatsApp Download on App Store Get it on Google Play
Tap dots or wait — your choice, always.
•••• •••• •••• 4242
CARD HOLDER MOOVHA USER
EXPIRES 12/28
VISA
Moovha App
USD $1,200
ZAR R22,500
+5.2% yield
Scroll to explore

The smarter way to save, send, and spend your money.

No hassle. No complexity. Just money that works for you.
Save in USD ● Instant Transfers ● No Bank Required ● WhatsApp First ● Clear Rates ● Auto Yield ●
Save

Hold value digitally.
In stable USD or South African Rands.

Protect your money

Safe from loss and inflation

No minimum balances

No monthly fees ever

Automatic yield

Interest added every second

Like a bank. Without bank fees.
🇺🇸 US Dollars
$1,250.00
+5.2% APY
🇿🇦 SA Rands
R22,500.00
+7.8% APY
Swap

Move freely between
USD and Rands.

Swap instantly.

Clear rates.

No hidden costs.

Your money adapts as your life moves.
From
$500 USD
To
R9,125 ZAR
Send

Send money instantly
inside South Africa.

Cardless ATM

Send to any SA number for cash-outs at Standard Bank, Nedbank

Bank Transfer

Send to any SA bank account

⛓️

USDC Transfer

Send USDC to any Base wallet

🇿🇼

Send to Zimbabwe

Just 1.5% fee

Moovha-to-Moovha transfers are always free.
You
Recipient
Sent instantly
Moovha Card

Your money,
ready to spend anywhere.

The Moovha Card gives you the freedom to spend your USD or Rands anywhere — online or in-store. Tap, swipe, or shop online with a card that works wherever Visa is accepted.

•••• •••• •••• 4242
CARD HOLDER MOOVHA USER
EXPIRES 12/28
VISA
Contactless
Secure
Worldwide

Spend Worldwide

Accepted at millions of locations globally wherever Visa is accepted

Instant Top-Up

Load your card directly from your Moovha USD or ZAR balance

Secure & Protected

Freeze, unfreeze, and manage your card settings in-app

Virtual & Physical

Get a virtual card instantly, or order a physical card delivered to you

Coming Soon Virtual & Physical cards launching soon — be the first to know
How It Works

Four simple steps to
financial freedom.

01

Deposit

  • Top up using OTT vouchers at retailers, spaza shops, and banking apps
  • Load money via cash or bank transfer
  • Transfer USDC from a Base wallet
02

Save or Swap

  • Hold value in USD or Rands
  • Earn instant yield automatically
  • Swap between currencies at any time
03

Send

  • Send money locally or across borders in seconds
04

Withdraw or Spend

  • Cash out at ATMs (cardless)
  • Spend using retail and online vouchers
  • Buy electricity and airtime
WhatsApp-First. App-Ready.

Start where you
already are.

You choose how simple or how powerful your experience is.

Download on the App Store
GET IT ON Google Play
Moovha on WhatsApp
Moovha App
Who Moovha Is For

Built for South Africans who want
more from their money.

Smart Savers

Grow your money with competitive yields and USD savings.

Cross-Border Families

Send money to loved ones quickly and affordably.

Remote Workers

Get paid in USDC. Convert instantly. Use money locally.

Travellers

Swap between USD and Rands as you move.

USD Seekers

Access USD without crypto confusion.

Everyone Else

If banks are slow, expensive, or not built for you — Moovha is.

Why People Trust Moovha

Your money is tracked,
auditable, and protected —
always.

No bank account required
Clear, transparent fees
Free deposits (cash, bank transfer, USDC)
Competitive USD/ZAR rates
Send to Zimbabwe for just 1.5%
Regulated under South Africa's FSCA (CASP)

Your money shouldn't be hard to use.

The freedom of a bank account
The strength of stable USD
The simplicity of WhatsApp

All in one place.

Get Moovha