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Our Story

Money should move with your life.

Not work against it.

It started with
money disappearing.

One December, my father and I were travelling from South Africa back home to Zimbabwe.

The border was packed, so we stopped in Musina — the last town before the border — to rest.

Unbeknown to me, my father had withdrawn just over $1,000 from a bank and placed it in a purse under the car seat. This money was meant to support our family during the holidays.

Before we left Musina, he asked me if I had seen the purse.

I hadn't.

We searched everywhere. It was gone.

In a busy border town, the purse had likely slipped out unnoticed — and just like that, the money was gone.

No alerts
No recovery
No backup

That moment stayed with me.

The problem wasn't the loss —
it was the system.

Where we were going in Zimbabwe was rural. There were:

  • No ATMs
  • No bank branches
  • No easy way to move money safely

But there were:

📱 Mobile money agents everywhere

So the real question became clear:

Why is it still so hard to move money safely across borders?
Why does value become fragile the moment it leaves a bank?

Moovha exists to answer that question.

A helping hand for
real life.

Across Southern Africa, millions of people live outside traditional banking — not because they choose to, but because banks don't work for how they live.

T

Tendai

Informal Trader Zimbabwe ⇄ South Africa

The Challenge

  • Buys goods in South Africa, sells in Zimbabwe
  • Banks intimidate him
  • Paperwork slows him down
  • Carrying cash puts him at risk

With Moovha

  • Store value digitally in USD
  • Move money safely between countries
  • Cash out where mobile money works
  • Spend in SA without travelling with cash

So he can focus on trading — not worrying about money.

N

Nomsa

Domestic Worker Johannesburg

The Challenge

  • Earns in cash
  • Banks speak a language she doesn't understand
  • Monthly fees eat into her income

With Moovha

  • Turn cash into digital money
  • Store value safely
  • Send money instantly to family
  • Spend online and withdraw when needed

No bank queues. No judgment. No complexity.

B

Brian

Gig Worker Paid from Abroad

The Challenge

  • Freelances for clients outside South Africa
  • Gets paid in USDC
  • Banks are slow and expensive
  • Converting funds is confusing

With Moovha

  • Receive USDC directly
  • Convert instantly to Rands
  • Withdraw locally or spend digitally

Global money. Local freedom.

T

Thabo

Frequent Traveller Across SADC

The Challenge

  • Travels for work across the region
  • Exchanging cash is risky
  • Cards don't always work
  • Fees add up fast

With Moovha

  • Hold USD and Rands in one wallet
  • Swap instantly when crossing borders
  • Spend digitally without stress

His money moves as easily as he does.

More than
just an app.

USD & ZAR Wallet

Hold and manage both currencies in one place

Built for Cash Economies

Designed for how people actually live and transact

WhatsApp First

Accessible through the app everyone already uses

Southern Africa's Realities

Built for the unique challenges of our region

No banks required. No crypto confusion. Just simple, secure digital money.

Control. Safety.
Freedom.

To give people control, safety, and freedom over their money — even if they've never had a bank account.

🌍 To make cross-border life easier
🛡️ To remove fear from handling money
To let people focus on living, working, trading, and travelling

Instead of worrying about cash.

This is Moovha

A helping hand for people
moving between worlds.

Between cash and digital Between Zimbabwe and South Africa Between today and a more secure tomorrow
Open Moovha on WhatsApp